How is the eligible gold loan amount calculated?

The eligible loan amount is calculated based on the total market value of your gold multiplied by the Loan to Value (LTV) ratio, which is typically capped at 75% by regulatory authorities.

Is my data safe while calculating?

Absolutely. All calculations happen instantly on your browser using JavaScript. We do not track, collect, or store any of your financial inputs.

Premium Gold Loan Calculator

Instantly calculate your eligible loan amount, interest, and repayment schedule.

Total Gold Weight

Grams

Current Gold Rate (Per Gram)

₹

Loan to Value (LTV)

* RBI guidelines typically allow up to 75% LTV.

Interest Rate (p.a)

Loan Tenure

Months

Eligible Loan Amount

₹ 0

Total Gold Value ₹ 0

Total Interest ₹ 0

Total Repayment ₹ 0

Loan Amount 0%

Interest 0%

Best Free Online Gold Loan Calculator

Unlocking the value of your gold assets has never been easier. Our Premium Gold Loan Calculator helps you accurately estimate how much loan you can get against your gold jewelry or coins. It utilizes standard banking parameters including Loan to Value (LTV) ratios to ensure you receive a realistic assessment of your borrowing power.

Simply enter the total weight of your gold and the current market rate per gram. The calculator instantly processes the total gold value, applies the LTV percentage, and computes the exact interest and repayment amounts based on your selected tenure. This tool operates entirely in your browser, guaranteeing zero data collection and ultimate privacy.